ESTO payment


ESTO is a financial services company founded in 2016 in Estonia. The brand was born taking into account the need for a new generation of payment solutions that would be suitable for both the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics, and its partner network consists of more than 2,000 partners and stores and more than 200,000 customers.

ESTO payment - if you don't want to pay the entire amount, pay in installments!

ESTO payment is a fast and very convenient payment method that will prepare a payment schedule for the payment term you choose. This payment method ensures real-time decision-making and will help you complete your purchase in less than 60 seconds.

Add products to the shopping cart, confirm the order, choose ESTO payment as the payment method, and sign the transaction with one click using Smart-ID, eSignature, or your internet bank. Standard terms and conditions of ESTO payment:

  • Interest rate starting at 0%
  • Contract fee from 0 euros
  • Term – up to 60 months

ESTO payment is available to all adult residents of the Republic of Latvia.

Deciding to use this payment method is a financial decision involving risks and obligations, so we recommend that you carefully consider your need for any loan products. Example: Loan amount EUR 198, loan repayment term 6 months and fixed interest rate 0.00%, one-time contract fee EUR 10.00, monthly administration fee EUR 2.30, annual interest rate 50.44%, monthly payment EUR 35.30, and the total amount to be reimbursed to the consumer – 221.80 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult a specialist. ESTO payment service is offered and regulated by ESTO LV AS.

ESTO 3 – a payment method that allows you to pay for your purchases in 3 equal parts, over 3 months. Without interest or commission fees.

To pay for your purchases, choose the popular - ESTO 3 payment method in the payment section! It will help you to easily divide the purchase into 3 equal parts with 0 € interest and 0 € additional fees!

  • No extra charge
  • Simple - three equal payments within three months.
  • The first payment is always the following month

Bolt Pay Later - Bolt and ESTO make shopping easy!

To pay for your purchases, choose the newest payment method on the market - Bolt Pay Later! Confirm your purchase with just a few clicks and refund without additional costs!

Be smart and choose Bolt Pay Later to pay for your purchases! The new and innovative payment solution helps you easily pay for your purchases within 30 days. Bolt Pay Later is a smart way to pay and receive items instantly and pay them back within a month. Get exactly what you need in a few clicks - no interest, no extra fees.

  • Flexible repayment schedule
  • Buy now and pay within 30 days
  • 0% interest and 0 € additional fee

Bolt Pay Later is provided by ESTO LV AS

The terms and conditions of ESTO can be found here: If you need help, contact an ESTO LV AS employee by writing to [email protected] or using the LIVE-chat window.

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